NSE/AAVAS

AAVASAAVAS

NSE Equity · NSE

₹1,347.9+3.03%

52-wk low52-WEEK RANGE52-wk high

₹1,073.9+25.5% from low ·-39.3% from high₹2,220.5

Price chart · 1M–10Y · daily-close

NSE bhavcopy + 10Y historical

AAVAS-34.05% · 1Y

Range high ₹2,234Range low ₹1,060.4Latest ₹1,347.9252 bars · daily-close · NSE bhavcopy + 10Y history

NSE EquityMortgage FinanceMidcapLow Risk

Stock scorecard

Auto-computed from latest ratios + sector context · not a buy/sell signal

Composite50/100

Performance

Low

Hasn't fared well — amongst the weak performers.

· 52w return -37.8% — underperformer
· Below 200-DMA (-11.4%) — downtrend

Valuation

Low

Appears to be fairly valued to cheap vs peers.

· P/E 17.1 vs sector median 24.8 — 31% cheaper

Growth

Medium

Steady but not standout growth.

· Revenue YoY +13.3%
· Profit YoY +17.0%

Profitability

Medium

Average profitability vs peers.

· ROE 13.3%
· Net margin 42.5% — strong pricing power

DVM composite · Durability · Valuation · Momentum

Trendlyne-style 3-axis composite · all drivers shown below · not a buy/sell signal

CompositeC(52/100)

Durability

31/100

Durability concerns flagged across multiple health inputs.

Show 2 drivers

Debt/Equity3.08 (14pt)
ROE13.3% (53pt)

Valuation

A+

89/100

Attractively valued vs peers and growth — good margin of safety.

Show 2 drivers

P/E vs sector (17.1 / 24.8)69% (100pt)
P/B2.26 (70pt)

Momentum

37/100

Momentum is muted; trend is unclear or rolling over.

Show 5 drivers

52w change-37.8% (0pt)
DMA-trend alignmentsideways (50pt)
RSI (14)70.3 (65pt)
Price vs 200-DMA-12.4% (35pt)
MACD regimebullish (75pt)

Valuation positioning

Current ratio vs sector peer distribution

P/E (TTM)17.08

UNDERVALUED

CheapestP/E 17.1 at 24th %ile of sector — cheaper than 76% of peers.Most expensive

P/B2.26

FAIR

CheapestP/B 2.26 at 45th %ile of sector.Most expensive

Monthly seasonality

Avg monthly return over 8 years · historical — not a forecast

Best: Jun +12.02% · Worst: Mar -5.28%

Jan

+1.6%

50% win

Feb

+2.5%

38% win

Mar

-5.3%

38% win

Apr

+2.5%

38% win

May

-0.4%

43% win

Jun

+12.0%

Monthly return distribution

Distribution of 90 monthly returns

Mean

+1.39%

Median

+0.46%

Std dev

10.93%

Best

+30.6%

Worst

-36.7%

% positive

52%

SWOT analysis

Auto-derived from ratios + sector context + forensics · research only, not a recommendation

STRENGTHS · 1

Strong net margin (42.5%)
High margin indicates pricing power + operating efficiency

WEAKNESSES · 1

Leveraged balance sheet (D/E 3.08)
High debt amplifies earnings volatility in downturns

OPPORTUNITIES · 1

21% upside to consensus target (₹1621)
20 analysts see fair value materially higher

THREATS · 1

Net debt is 118% of market cap
Financing costs become material in rising-rate regimes

RETURNS · DAILY-CLOSE BASED

3Y+ shown as CAGR

+3.0%

+8.4%

+15.2%

-7.7%

-17.7%

-35.3%

-7.1%

-9.1%

10Y

+7.6%

Peer	Last close	1Y change	Mcap ₹Cr	P/E	P/B	ROE	D/E	Rev YoY
AAVASTHIS Aavas Financiers Limited	₹1,347.9	-37.8%	10,612	17.1	2.26	13.3%	3.08	+13.3%
ABCAPITAL Aditya Birla Capital Limited	₹340.4	+68.1%	89,888	25.8	2.79	10.8%	4.60	+17.6%
ABBOTINDIA Abbott India Limited	₹25,785	-16.6%	54,547	35.8	13.60	38.0%	0.04	+9.6%
360ONE 360 ONE WAM LIMITED	₹1,113.3	+16.7%	44,744	38.7	4.77	12.3%	1.47	+35.0%
3MINDIA 3M India Limited	₹31,410	+4.4%	35,158	92.9	21.83	23.5%	0.06	+6.1%
AADHARHFC Aadhar Housing Finance Limited	₹496.45	+3.5%	21,173	20.8	3.05	14.6%	2.55	—
ABDL Allied Blenders and Distillers Limited	₹573.8	+76.4%	16,176	60.4	10.70	17.7%	0.67	+5.8%
ABLBL Aditya Birla Lifestyle Brands Limited	₹105.84	—	12,789	—	9.91	—	2.67	—
63MOONS 63 moons technologies limited	₹662.7	-9.8%	8,006	—	0.92	-0.2%	0.00	-6.3%

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Research tool · not investment advice.

Axel Markets is an information + analytics product. We are not a SEBI-registered Research Analyst (RA) or Investment Adviser (IA). Nothing on this page is a buy, sell, or hold recommendation. Past performance is not indicative of future returns. Verify all data against the authoritative source (NSE, BSE, AMFI, SEBI, company RHP / factsheet) before acting. Daily OHLCV sourced primarily from our NSE bhavcopy ingest (public sec_bhavdata_full CSV), with Stooq as a fallback for historical gaps. Split + bonus adjusted. Excludes dividends. Not a recommendation. Past performance does not predict future returns. For authoritative live quotes see NSE / BSE directly.

Quarter	EPS estimate	EPS actual	Surprise %
-1q	21.54	21.32	-1.0%
-2q	19.77	20.55	+3.9%
-3q	18.70	17.45	-6.7%
-4q	20.30	19.26	-5.1%

AAVASAAVAS

Price chart · 1M–10Y · daily-close

Stock scorecard

DVM composite · Durability · Valuation · Momentum

Valuation positioning

Monthly seasonality

Monthly return distribution

SWOT analysis

Fundamentals

Peer comparison · Other

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Recent news

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Technical snapshot

Earnings history + surprises

Recent news

Stock scorecard

SWOT analysis

DVM composite · Durability · Valuation · Momentum

Valuation positioning

Monthly seasonality

Monthly return distribution

Fundamentals

Pros and cons

Sector-relative context

Analyst consensus

Company + balance sheet snapshot

Peer comparison · Other