NSE/AXISBANK

AXISBANKAxis Bank Ltd

Financial Services · NSE

₹1,359.1+0.70%

52-wk low52-WEEK RANGE52-wk high

₹1,045.2+30.0% from low ·-3.1% from high₹1,403

Price chart · 1M–10Y · daily-close

NSE bhavcopy + 10Y historical

AXISBANK+28.02% · 1Y

Range high ₹1,418.3Range low ₹1,042.5Latest ₹1,359.1252 bars · daily-close · NSE bhavcopy + 10Y history

Financial ServicesBanks - RegionalLargecapLow Risk

Stock scorecard

Auto-computed from latest ratios + sector context · not a buy/sell signal

Composite63/100

Performance

High

Amongst the strong performers in the market.

· 52w return +11.1%
· Trades 11.0% above 200-DMA — uptrend intact

Valuation

Medium

Valuation close to the sector median.

· P/E 16.1 close to sector median 18.5
· PEG 0.54 — growth is priced attractively

Growth

Medium

Steady but not standout growth.

· Revenue YoY +5.7% — slow
· 3Y revenue CAGR +18.4% — consistent compounder

Profitability

Medium

Average profitability vs peers.

· ROE 13.6%
· Net margin 33.1% — strong pricing power

DVM composite · Durability · Valuation · Momentum

Trendlyne-style 3-axis composite · all drivers shown below · not a buy/sell signal

CompositeA(75/100)

Durability

78/100

Financially resilient — strong quality + solvency profile.

Show 2 drivers

Piotroski F-score7/8 (88pt)
ROE13.6% (55pt)

Valuation

72/100

Fairly priced — not a bargain, not stretched.

Show 4 drivers

P/E vs sector (16.1 / 18.5)87% (78pt)
PEG0.54 (100pt)
P/B2.03 (70pt)
Dividend yield0.07% (2pt)

Momentum

74/100

Constructive setup — momentum building, not extended.

Show 5 drivers

52w change+11.1% (59pt)
DMA-trend alignmentup (75pt)
RSI (14)62.6 (92pt)
Price vs 200-DMA+11.6% (83pt)
MACD regimebullish (75pt)

Valuation positioning

Current ratio vs sector peer distribution

P/E (TTM)16.08

FAIR

CheapestP/E 16.1 near sector median.Most expensive

P/B2.03

FAIR

CheapestP/B 2.03 at 48th %ile of sector.Most expensive

Monthly seasonality

Avg monthly return over 11 years · historical — not a forecast

Best: Apr +5.23% · Worst: Mar -2.91%

Jan

+2.2%

55% win

Feb

-1.1%

42% win

Mar

-2.9%

42% win

Apr

+5.2%

83% win

May

+1.5%

73% win

Jun

+0.8%

Monthly return distribution

Distribution of 135 monthly returns

Mean

+1.02%

Median

+0.78%

Std dev

8.58%

Best

+23.6%

Worst

-45.6%

% positive

56%

SWOT analysis

Auto-derived from ratios + sector context + forensics · research only, not a recommendation

STRENGTHS · 3

Consistent top-line growth (18.4% 3Y CAGR)
Sustained revenue compounding is rare and hard to fake
Strong net margin (33.1%)
High margin indicates pricing power + operating efficiency
Financial quality score 7/8
Piotroski ≥7 historically associated with outperformance

WEAKNESSES · 0

No material weaknesses flag from the numbers

OPPORTUNITIES · 0

No strong near-term catalysts visible

THREATS · 1

Net debt is 51% of market cap
Financing costs become material in rising-rate regimes

RETURNS · DAILY-CLOSE BASED

3Y+ shown as CAGR

+0.7%

+0.6%

+13.5%

+5.6%

+17.2%

+26.1%

+16.2%

+12.5%

10Y

+12.8%

Fundamentals

VALUATION

Market cap

₹4,21,100 Cr

P/E (TTM)

16.1

P/E (fwd)

12.5

next 12m

P/B

2.03

EV/EBITDA

—

Book value

₹666.70

per share

PROFITABILITY · QUALITY

ROE

13.6%

ROCE

—

Net margin

33.1%

Op margin

47.5%

Gross margin

0.0%

D/E

—

GROWTH · MARKET

Rev YoY

+5.7%

Profit YoY

+3.8%

Div yield

0.07%

Payout

1.2%

52w change

+11.1%

Beta

0.43

defensive

Pros and cons

Auto-derived from ratios · not a buy/sell recommendation

PROS · 4

+Forward P/E materially below trailing (12.5x vs 16.1x)Street expects earnings growth that compresses the multiple — positive surprise cushion
+Strong operating margin (47.5%)Meaningful pricing power or cost discipline — above most Indian companies
+3-year revenue CAGR of 18.4%Sustained multi-year growth — not a one-quarter flash
+3-year profit CAGR of 25.7%Consistently compounding earnings — the Buffett playbook

CONS · 0

No material concerns surface from the ratios alone — still layer qualitative research.

Sector-relative context

Financial Services · 58 peers

P/E (TTM)

This stock

16.08

Sector median

18.51

Rank 24/58 (60th %ile)

ROE

This stock

13.6%

Sector median

13.6%

Rank 36/58 (40th %ile)

P/B

This stock

2.03

Sector median

2.13

Rank 28/58 (53th %ile)

Quality score · Piotroski F-score

7 / 8

Strong quality — passes most F-score checks

✓Profitable (positive net income)· Most basic check — company makes money
✓Positive return on assets· Assets generate returns
✓Positive operating cash flow· Profits are backed by real cash, not accruals
✓Operating CF exceeds net profit· Healthy cash conversion — no aggressive revenue recognition
✓Long-term debt decreased YoY· Deleveraging — lower refinancing risk
✓ROA improved YoY· Getting more productive with the asset base
—Operating margin expanded YoY· Pricing power or cost discipline
✗

Analyst consensus

39 analysts · STRONG_BUY

Target mean

₹1483.92

Target high

₹1720.00

Target low

₹1270.00

Upside vs today

+9.5%

Street consensus target is +9.5% vs current price. Consensus is a lagging sentiment read, not a forecast.

Company + balance sheet snapshot

Industry

Banks - Regional

Employees

1,04,453

Shares out

310.8

Revenue (TTM)

₹76,844 Cr

Total debt

₹2,61,420 Cr

Cash

₹45,379 Cr

Net debt

₹2,16,041 Cr

Quarterly results

Last 5 quarters · ₹ Cr (Screener.in-grade depth)

Metric	2024-Q3	2024-Q4	2025-Q1	2025-Q2	2025-Q4
Revenue	21,446	20,919	21,848	22,162	22,113
Interest	17,615	18,040	18,121	18,239	18,785
PBT	9,177	9,007	9,895	8,180	9,371
Tax %	19.3%	24.9%

Annual P&L

Last 4 years · ₹ Cr · all line items

Metric	2022-FY	2023-FY	2024-FY	2025-FY
Revenue	51,198	62,416	76,603	84,891
Interest	34,923	43,389	61,391	71,036
Depreciation	1,049	13,146	1,388	1,767
PBT	18,929	18,621	35,178	36,722

Peer	Last close	1Y change	Mcap ₹Cr	P/E	P/B	ROE	D/E	Rev YoY
AXISBANKTHIS Axis Bank Limited	₹1,359.1	+11.1%	4,21,100	16.1	2.03	13.6%	—	+5.7%
HDFCBANK HDFC Bank Limited	₹799.9	-58.5%	12,24,457	17.8	2.17	13.8%	—	-1.8%
SBIN State Bank of India	₹1,080.25	+32.3%	10,22,614	12.1	1.73	14.3%	—	+14.5%
ICICIBANK ICICI Bank Limited	₹1,346.8	-4.5%	9,71,609	18.5	2.78	16.4%	—	+66.9%
BAJFINANCE Bajaj Finance Limited	₹908.25	-90.2%	5,70,505	31.7	5.52	17.4%	3.10	+6.4%
KOTAKBANK Kotak Mahindra Bank Limited	₹383.6	-82.9%	3,77,170	20.1	2.24	11.2%	—	+24.2%
BAJAJFINSV Bajaj Finserv Limited	₹1,838.9	-12.6%	2,92,438	30.5	3.81	12.5%	2.38	+24.8%
SHRIRAMFIN Shriram Finance Limited	₹1,036.95	+47.5%	2,45,891	21.5	3.24	15.1%	2.79	+21.4%
SBILIFE SBI Life Insurance Company Limited	₹1,970.9	+21.0%	1,98,863	80.5	10.46	13.9%	—	+144.5%

AMC	Scheme	Value ₹Cr	% of scheme	Shares
Mirae Asset MF	Mirae Asset Large Cap Fund	1,098.7	3.21%	85.80 L
SBI Mutual Fund	SBI Bluechip Fund	952.7	2.72%	74.40 L
ICICI Prudential MF	ICICI Prudential Bluechip Fund	825.6	2.25%	64.50 L
HDFC Mutual Fund	HDFC Top 100 Fund	786.5	2.56%	61.40 L
Aditya Birla Sun Life MF	ABSL Frontline Equity Fund	765.8	2.88%	59.80 L
Axis MF	Axis Bluechip Fund	654.8	2.52%	51.10 L
Kotak Mahindra MF	Kotak Bluechip Fund	578.4	2.92%	45.20 L
Nippon India MF	Nippon India Large Cap Fund	523.6	2.40%	40.90 L

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Research tool · not investment advice.

Axel Markets is an information + analytics product. We are not a SEBI-registered Research Analyst (RA) or Investment Adviser (IA). Nothing on this page is a buy, sell, or hold recommendation. Past performance is not indicative of future returns. Verify all data against the authoritative source (NSE, BSE, AMFI, SEBI, company RHP / factsheet) before acting. Daily OHLCV sourced primarily from our NSE bhavcopy ingest (public sec_bhavdata_full CSV), with Stooq as a fallback for historical gaps. Split + bonus adjusted. Excludes dividends. Not a recommendation. Past performance does not predict future returns. For authoritative live quotes see NSE / BSE directly.

Quarter	EPS estimate	EPS actual	Surprise %
-1q	18.86	20.80	+10.3%
-2q	18.80	16.32	-13.2%
-3q	20.47	18.64	-8.9%
-4q	21.21	22.87	+7.8%

Date	Amount
2025-07-04	₹1.00
2024-07-12	₹1.00
2023-07-07	₹1.00
2022-07-07	₹1.00
2019-07-04	₹1.00
2017-07-06	₹5.00
2016-07-07	₹5.00

Metric	2022-FY	2023-FY	2024-FY	2025-FY
Equity capital	614	615	617	619
Reserves	40,604	47,769	65,281	84,814
Borrowings	1,81,676	1,98,445	2,28,200	2,20,687
Total liabilities	11,95,779	13,44,418	15,18,239	16,56,963
Fixed assets	4,679	4,853	5,838	6,492
CWIP	215	142	267	121
Investments	2,15,373	2,02,152	1,91,571	2,44,512
Total assets	11,95,779	13,44,418	15,18,239	16,56,963

Metric	2022-FY	2023-FY	2024-FY	2025-FY
CF Operating	28,137	22,075	-5,555	44,384
CF Investing	-27,232	-32,694	-9,088	-51,215
CF Financing	47,894	6,641	22,341	-7,000
Net cash flow	48,919	-3,636	7,785	-13,794
Free cash flow	26,728	20,685	-7,940	41,938

Metric	2025-FY	2024-FY	2023-FY	2022-FY
Net margin %	33.0%	34.4%	17.3%	27.6%
ROE %	37.1%	46.2%	24.1%	34.3%
ROCE %	35.9%	35.7%	26.4%	24.2%
Debt / Equity	2.58	3.46	4.10	4.41
Dividend payout %	1%	1%	3%	—
Interest coverage	1.5×	1.6×	1.4×	1.5×
Revenue growth YoY	+10.8%	+22.7%	+21.9%	—
Profit growth YoY	+6.3%	+143.9%	-23.4%	—

AXISBANKAxis Bank Ltd

Price chart · 1M–10Y · daily-close

Stock scorecard

DVM composite · Durability · Valuation · Momentum

Valuation positioning

Monthly seasonality

Monthly return distribution

SWOT analysis

Fundamentals

Pros and cons

Sector-relative context

Quality score · Piotroski F-score

Analyst consensus

Company + balance sheet snapshot

Quarterly results

Annual P&L

Peer comparison · Financial Services

Mutual fund holdings

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Technical snapshot

Earnings history + surprises

Dividends + splits history

Recent news

Stock scorecard

SWOT analysis

DVM composite · Durability · Valuation · Momentum

Valuation positioning

Monthly seasonality

Monthly return distribution

Mutual fund holdings

Fundamentals

Pros and cons

Sector-relative context

Quality score · Piotroski F-score

Analyst consensus

Company + balance sheet snapshot

Quarterly results

Annual P&L

Balance sheet

Cash flow statement

Ratios

Peer comparison · Financial Services