NSE/ICICIPRULI

ICICIPRULIICICI Prudential Life Insurance

Financial Services · NSE

₹562+0.73%

52-wk low52-WEEK RANGE52-wk high

₹503.4+11.6% from low ·-18.4% from high₹688.45

Price chart · 1M–10Y · daily-close

NSE bhavcopy + 10Y historical

ICICIPRULI-1.20% · 1Y

Range high ₹706.8Range low ₹491.45Latest ₹562252 bars · daily-close · NSE bhavcopy + 10Y history

Financial ServicesInsurance - LifeLargecapLow Risk

Stock scorecard

Auto-computed from latest ratios + sector context · not a buy/sell signal

Composite13/100

Performance

Low

Hasn't fared well — amongst the weak performers.

· 52w return -6.8% — underperformer
· Below 200-DMA (-9.6%) — downtrend

Valuation

High

Looks expensive vs the sector.

· P/E 50.4 — 172% above sector median 18.5
· P/B 6.00 above sector median

Growth

Medium

Steady but not standout growth.

· Revenue YoY -78.9% — contracting
· Profit YoY +61.4% — strong earnings growth

Profitability

Low

Profitability is a concern.

· ROE 12.6%
· Net margin 3.1% — thin margins

DVM composite · Durability · Valuation · Momentum

Trendlyne-style 3-axis composite · all drivers shown below · not a buy/sell signal

CompositeC(45/100)

Durability

A+

89/100

Financially resilient — strong quality + solvency profile.

Show 3 drivers

Piotroski F-score1/1 (100pt)
Debt/Equity0.19 (100pt)
ROE12.6% (50pt)

Valuation

4/100

Richly valued on most axes; limited margin of safety.

SWOT analysis

Auto-derived from ratios + sector context + forensics · research only, not a recommendation

STRENGTHS · 1

Lean balance sheet (D/E 0.19)
Low leverage means earnings are less sensitive to rate cycles

WEAKNESSES · 3

Revenue contracting (-78.9% YoY)
Negative top-line growth is the hardest signal to overcome
Premium to sector on P/E (+172%)
P/E 50.4 vs Financial Services median 18.5
Weak financial quality (Piotroski 1/1)
Score ≤3 signals multiple concerning accounting trends

OPPORTUNITIES · 1

25% upside to consensus target (₹698)
33 analysts see fair value materially higher

THREATS · 1

Valuation compression risk
P/E 50.4 is 172% above sector — any growth miss gets punished

RETURNS · DAILY-CLOSE BASED

3Y+ shown as CAGR

+0.7%

+2.7%

-3.7%

-17.5%

-5.8%

+0.9%

+10.3%

+2.9%

10Y

+6.9%

Peer	Last close	1Y change	Mcap ₹Cr	P/E	P/B	ROE	D/E	Rev YoY
ICICIPRULITHIS ICICI Prudential Life Insurance Company Limited	₹562	-6.8%	80,820	50.4	6.00	12.6%	0.19	-78.9%
HDFCBANK HDFC Bank Limited	₹799.9	-58.5%	12,24,457	17.8	2.17	13.8%	—	-1.8%
SBIN State Bank of India	₹1,080.25	+32.3%	10,22,614	12.1	1.73	14.3%	—	+14.5%
ICICIBANK ICICI Bank Limited	₹1,346.8	-4.5%	9,71,609	18.5	2.78	16.4%	—	+66.9%
BAJFINANCE Bajaj Finance Limited	₹908.25	-90.2%	5,70,505	31.7	5.52	17.4%	3.10	+6.4%
AXISBANK Axis Bank Limited	₹1,359.1	+11.1%	4,21,100	16.1	2.03	13.6%	—	+5.7%
KOTAKBANK Kotak Mahindra Bank Limited	₹383.6	-82.9%	3,77,170	20.1	2.24	11.2%	—	+24.2%
BAJAJFINSV Bajaj Finserv Limited	₹1,838.9	-12.6%	2,92,438	30.5	3.81	12.5%	2.38	+24.8%
SHRIRAMFIN Shriram Finance Limited	₹1,036.95	+47.5%	2,45,891	21.5	3.24	15.1%	2.79	+21.4%

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Research tool · not investment advice.

Axel Markets is an information + analytics product. We are not a SEBI-registered Research Analyst (RA) or Investment Adviser (IA). Nothing on this page is a buy, sell, or hold recommendation. Past performance is not indicative of future returns. Verify all data against the authoritative source (NSE, BSE, AMFI, SEBI, company RHP / factsheet) before acting. Daily OHLCV sourced primarily from our NSE bhavcopy ingest (public sec_bhavdata_full CSV), with Stooq as a fallback for historical gaps. Split + bonus adjusted. Excludes dividends. Not a recommendation. Past performance does not predict future returns. For authoritative live quotes see NSE / BSE directly.

Quarter	EPS estimate	EPS actual	Surprise %
-1q	2.56	4.28	+66.9%
-2q	3.00	2.66	-11.5%
-3q	3.02	2.03	-32.9%
-4q	2.77	2.07	-25.3%

Date	Amount
2025-06-12	₹0.85
2024-06-13	₹0.60
2023-07-13	₹0.60
2022-06-16	₹0.55
2021-06-16	₹2.00
2019-10-31	₹0.80
2019-07-09	₹1.55
2018-11-01	₹1.60
2018-06-18	₹3.30
2017-11-02	₹3.40
2017-07-07	₹3.50
2016-11-02	₹1.75

Metric	2024-Q3	2024-Q4	2025-Q1	2025-Q2	2025-Q4	2026-Q1
Revenue	—	4,540	15,675	25,396	22,834	3,130
PBT	—	375	413	343	443	683
Tax %	—	13.3%	6.7%	12.3%	12.7%	8.6%
Net profit	—	325	385	301	387	624
EPS (₹)	—	2.24	2.67	2.07	2.68	4.31

Metric	2022-FY	2023-FY	2024-FY	2025-FY	2026-FY
Revenue	—	48,684	89,136	70,785	63,297
Interest	114	113	123	146	—
PBT	—	900	921	1,332	1,812
Tax %	—	9.6%	7.6%	11.0%	11.3%
Net profit	—	813	851	1,186	1,608
EPS (₹)	5.26	5.65	5.89	8.20	—

Metric	2022-FY	2023-FY	2024-FY	2025-FY	2026-FY
Equity capital	—	1,439	1,441	1,445	1,449
Reserves	—	5,087	5,917	6,604	-131
Borrowings	—	1,200	1,200	2,600	2,595
Total liabilities	—

ICICIPRULIICICI Prudential Life Insurance

Price chart · 1M–10Y · daily-close

Stock scorecard

DVM composite · Durability · Valuation · Momentum

SWOT analysis

Fundamentals

Peer comparison · Financial Services

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Technical snapshot

Earnings history + surprises

Dividends + splits history

Recent news

Stock scorecard

SWOT analysis

DVM composite · Durability · Valuation · Momentum

Fundamentals

Valuation positioning

Monthly seasonality

Monthly return distribution

Pros and cons

Sector-relative context

Quality score · Piotroski F-score

Analyst consensus

Company + balance sheet snapshot

Quarterly results

Annual P&L

Balance sheet

Cash flow statement

Ratios

Peer comparison · Financial Services

Metric	2022-FY	2023-FY	2024-FY	2025-FY	2026-FY
CF Investing	—	-1,145	7,420	6,869	7,571
CF Financing	—	-112	-88	1,422	-171
Net cash flow	—	-1,168	17	-1,116	2,045
Free cash flow	—

Metric	2026-FY	2025-FY	2024-FY	2023-FY	2022-FY
Net margin %	2.5%	1.7%	1.0%	1.7%	—
ROE %	34.3%	15.4%	12.3%	12.5%	—
ROCE %	—	15.4%	12.8%	13.1%	—
Debt / Equity	1.97	0.32	0.16	0.18	—
Dividend payout %	—	7%	10%	10%	38%
Interest coverage	—	10.1×	8.5×	8.9×	—
Revenue growth YoY	-10.6%	-20.6%	+83.1%	—	—
Profit growth YoY	+35.6%	+39.4%	+4.6%	—	—