NSE/RBLBANK

RBLBANKRBL Bank Ltd

Financial Services · NSE

₹315.55-0.11%

52-wk low52-WEEK RANGE52-wk high

₹168.67+87.1% from low ·-5.1% from high₹332.55

Price chart · 1M–10Y · daily-close

NSE bhavcopy + 10Y historical

RBLBANK+87.08% · 1Y

Range high ₹340.4Range low ₹165.05Latest ₹315.55252 bars · daily-close · NSE bhavcopy + 10Y history

Financial ServicesMidcap

Stock scorecard

Auto-computed from latest ratios + sector context · not a buy/sell signal

Composite33/100

Performance

—

Not enough price history to score.

Valuation

Medium

Valuation close to the sector median.

· P/E 26.7 — 44% above sector median 18.5
· P/B 1.20 below sector median 2.13

Growth

Medium

Steady but not standout growth.

· Revenue YoY +13.0%
· Profit YoY -40.5% — earnings slipping

Profitability

Low

Profitability is a concern.

· Net margin 6.8% — thin margins

DVM composite · Durability · Valuation · Momentum

Trendlyne-style 3-axis composite · all drivers shown below · not a buy/sell signal

CompositeC(55/100)

Durability

43/100

Mixed quality signals; requires deeper due diligence.

Show 1 drivers

Piotroski F-score3/7 (43pt)

Valuation

50/100

Trading at a premium — growth must keep delivering to justify.

Show 3 drivers

P/E vs sector (26.7 / 18.5)144% (33pt)
P/B1.20 (100pt)
Dividend yield0.33% (8pt)

Momentum

72/100

Constructive setup — momentum building, not extended.

Show 4 drivers

DMA-trend alignmentup (75pt)
RSI (14)53.8 (60pt)
Price vs 200-DMA+7.8% (76pt)
MACD regimebullish (75pt)

Valuation positioning

Current ratio vs sector peer distribution

P/E (TTM)26.74

FAIR

CheapestP/E 26.7 near sector median.Most expensive

P/B1.20

UNDERVALUED

CheapestP/B 1.20 at 19th %ile of sector.Most expensive

Monthly seasonality

Avg monthly return over 10 years · historical — not a forecast

Best: Nov +5.71% · Worst: Mar -6.45%

Jan

-0.8%

30% win

Feb

+1.8%

50% win

Mar

-6.5%

30% win

Apr

+5.1%

60% win

May

-0.8%

44% win

Jun

+5.4%

Monthly return distribution

Distribution of 116 monthly returns

Mean

+1.01%

Median

-0.04%

Std dev

13.43%

Best

+44.0%

Worst

-53.4%

% positive

50%

SWOT analysis

Auto-derived from ratios + sector context + forensics · research only, not a recommendation

STRENGTHS · 0

No standout strengths in the current snapshot

WEAKNESSES · 2

Premium to sector on P/E (+44%)
P/E 26.7 vs Financial Services median 18.5
Weak financial quality (Piotroski 3/7)
Score ≤3 signals multiple concerning accounting trends

OPPORTUNITIES · 0

No strong near-term catalysts visible

THREATS · 1

Profit contracting sharply (-40.5% YoY)
Double-digit earnings decline pressures valuation compression

RETURNS · DAILY-CLOSE BASED

3Y+ shown as CAGR

-0.1%

-2.0%

+7.1%

+1.8%

+14.7%

+85.9%

+29.8%

+5.0%

10Y

+0.5%

Metric	2024-Q3	2024-Q4	2025-Q1	2025-Q2	2025-Q4
Revenue	2,543	2,659	2,565	2,552	2,709
Interest	1,916	1,951	1,913	1,960	2,009
PBT	304	-177	93	277	289
Tax %	23.9%	126.7%

Metric	2022-FY	2023-FY	2024-FY	2025-FY
Revenue	6,648	7,438	9,104	10,243
Interest	4,148	4,679	6,350	7,576
Depreciation	180	213	235	236
PBT	-207	1,221	1,349	696
Tax %

Peer	Last close	1Y change	Mcap ₹Cr	P/E	P/B	ROE	D/E	Rev YoY
RBLBANKTHIS RBL Bank Limited	₹315.55	+64.3%	19,509	26.7	1.20	—	—	+13.0%
HDFCBANK HDFC Bank Limited	₹799.9	-58.5%	12,24,457	17.8	2.17	13.8%	—	-1.8%
SBIN State Bank of India	₹1,080.25	+32.3%	10,22,614	12.1	1.73	14.3%	—	+14.5%
ICICIBANK ICICI Bank Limited	₹1,346.8	-4.5%	9,71,609	18.5	2.78	16.4%	—	+66.9%
BAJFINANCE Bajaj Finance Limited	₹908.25	-90.2%	5,70,505	31.7	5.52	17.4%	3.10	+6.4%
AXISBANK Axis Bank Limited	₹1,359.1	+11.1%	4,21,100	16.1	2.03	13.6%	—	+5.7%
KOTAKBANK Kotak Mahindra Bank Limited	₹383.6	-82.9%	3,77,170	20.1	2.24	11.2%	—	+24.2%
BAJAJFINSV Bajaj Finserv Limited	₹1,838.9	-12.6%	2,92,438	30.5	3.81	12.5%	2.38	+24.8%
SHRIRAMFIN Shriram Finance Limited	₹1,036.95	+47.5%	2,45,891	21.5	3.24	15.1%	2.79	+21.4%

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Research tool · not investment advice.

Axel Markets is an information + analytics product. We are not a SEBI-registered Research Analyst (RA) or Investment Adviser (IA). Nothing on this page is a buy, sell, or hold recommendation. Past performance is not indicative of future returns. Verify all data against the authoritative source (NSE, BSE, AMFI, SEBI, company RHP / factsheet) before acting. Daily OHLCV sourced primarily from our NSE bhavcopy ingest (public sec_bhavdata_full CSV), with Stooq as a fallback for historical gaps. Split + bonus adjusted. Excludes dividends. Not a recommendation. Past performance does not predict future returns. For authoritative live quotes see NSE / BSE directly.

Quarter	EPS estimate	EPS actual	Surprise %
-1q	3.15	3.42	+8.6%
-2q	3.58	2.88	-19.4%
-3q	2.67	3.26	+22.2%
-4q	-6.85	1.13	+116.5%

Date	Amount
2025-09-08	₹1.00
2024-07-26	₹1.50
2023-08-18	₹1.50
2020-03-23	₹1.50
2019-07-01	₹2.70
2018-07-26	₹2.10
2017-07-27	₹1.80

Metric	2022-FY	2023-FY	2024-FY	2025-FY
Equity capital	600	600	605	608
Reserves	-123	175	243	—
Borrowings	11,360	11,986	14,907	14,515
Total liabilities	1,06,163	1,15,806	1,38,454	1,46,772
Fixed assets	578	598	558	604
CWIP	82	45	7	—
Investments	21,988	28,585	29,963	32,592
Total assets	1,06,163	1,15,806	1,38,454	1,46,772

Metric	2022-FY	2023-FY	2024-FY	2025-FY
CF Operating	6,449	-11,031	4,955	-824
CF Investing	-264	-234	-193	-281
CF Financing	-109	2,235	843	-503
Net cash flow	6,076	-9,030	5,604	-1,608
Free cash flow	6,178	-11,276	4,751	-1,112

Metric	2025-FY	2024-FY	2023-FY	2022-FY
Net margin %	7.0%	13.8%	12.4%	-2.5%
ROE %	—	155.3%	147.0%	-34.9%
ROCE %	—	54.0%	48.0%	33.3%
Debt / Equity	—	17.58	15.47	23.85
Interest coverage	1.1×	1.2×	1.3×	1.0×
Revenue growth YoY	+12.5%	+22.4%	+11.9%	—
Profit growth YoY	-43.1%	+37.0%	+653.4%	—

RBLBANKRBL Bank Ltd

Price chart · 1M–10Y · daily-close

Stock scorecard

DVM composite · Durability · Valuation · Momentum

Valuation positioning

Monthly seasonality

Monthly return distribution

SWOT analysis

Fundamentals

Pros and cons

Sector-relative context

Quality score · Piotroski F-score

Quarterly results

Annual P&L

Peer comparison · Financial Services

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Technical snapshot

Earnings history + surprises

Dividends + splits history

Stock scorecard

SWOT analysis

DVM composite · Durability · Valuation · Momentum

Valuation positioning

Monthly seasonality

Monthly return distribution

Fundamentals

Pros and cons

Sector-relative context

Quality score · Piotroski F-score

Quarterly results

Annual P&L

Balance sheet

Cash flow statement

Recent news

Ratios

Peer comparison · Financial Services