NSE/YESBANK

YESBANKYes Bank Ltd

Financial Services · NSE

₹20.19+1.20%

52-wk low52-WEEK RANGE52-wk high

₹17.15+17.7% from low ·-16.0% from high₹24.03

Price chart · 1M–10Y · daily-close

NSE bhavcopy + 10Y historical

YESBANK+17.66% · 1Y

Range high ₹24.3Range low ₹16.9Latest ₹20.19252 bars · daily-close · NSE bhavcopy + 10Y history

Financial ServicesLargecap

Stock scorecard

Auto-computed from latest ratios + sector context · not a buy/sell signal

Composite83/100

Performance

—

Not enough price history to score.

Valuation

Low

Appears to be fairly valued to cheap vs peers.

· P/E 19.9 close to sector median 18.5
· P/B 1.28 below sector median 2.13

Growth

High

Growing faster than the broader market.

· Revenue YoY +11.7%
· Profit YoY +44.5% — strong earnings growth

Profitability

Medium

Average profitability vs peers.

· ROE 7.1% — weak returns on equity
· Net margin 21.0% — strong pricing power

DVM composite · Durability · Valuation · Momentum

Trendlyne-style 3-axis composite · all drivers shown below · not a buy/sell signal

CompositeB(68/100)

Durability

70/100

Reasonable financial health; watch the weaker inputs.

Show 2 drivers

Piotroski F-score7/8 (88pt)
ROE7.1% (28pt)

Valuation

72/100

Fairly priced — not a bargain, not stretched.

Show 2 drivers

P/E vs sector (19.9 / 18.5)108% (55pt)
P/B1.28 (100pt)

Momentum

63/100

Constructive setup — momentum building, not extended.

Show 4 drivers

DMA-trend alignmentsideways (50pt)
RSI (14)62.2 (93pt)
Price vs 200-DMA-3.4% (50pt)
MACD regimebullish (75pt)

Valuation positioning

Current ratio vs sector peer distribution

P/E (TTM)19.91

FAIR

CheapestP/E 19.9 near sector median.Most expensive

P/B1.28

UNDERVALUED

CheapestP/B 1.28 at 28th %ile of sector.Most expensive

Monthly seasonality

Avg monthly return over 10 years · historical — not a forecast

Best: Apr +5.26% · Worst: Sep -7.37%

Jan

+0.2%

40% win

Feb

-1.2%

40% win

Mar

-5.8%

30% win

Apr

+5.3%

80% win

May

-2.1%

30% win

Jun

-2.9%

Monthly return distribution

Distribution of 120 monthly returns

Mean

-0.56%

Median

-0.88%

Std dev

15.38%

Best

+70.0%

Worst

-53.3%

% positive

46%

SWOT analysis

Auto-derived from ratios + sector context + forensics · research only, not a recommendation

STRENGTHS · 3

Consistent top-line growth (22.7% 3Y CAGR)
Sustained revenue compounding is rare and hard to fake
Strong net margin (21.0%)
High margin indicates pricing power + operating efficiency
Financial quality score 7/8
Piotroski ≥7 historically associated with outperformance

WEAKNESSES · 1

Low return on equity (7.1%)
Below 10% ROE suggests inefficient use of shareholder capital

OPPORTUNITIES · 0

No strong near-term catalysts visible

THREATS · 0

No immediate threats from the data

RETURNS · DAILY-CLOSE BASED

3Y+ shown as CAGR

+1.2%

+5.8%

+7.4%

-11.1%

-7.2%

+17.6%

+9.6%

+4.6%

10Y

-19.4%

Metric	2024-Q3	2024-Q4	2025-Q1	2025-Q2	2025-Q4
Revenue	3,682	3,799	5,839	4,194	4,179
Interest	5,544	5,617	5,352	5,235	5,093
PBT	697	830	1,006	1,085	1,218
Tax %	18.8%	25.4%

Metric	2022-FY	2023-FY	2024-FY	2025-FY
Revenue	9,117	9,370	13,978	16,830
Interest	12,528	14,800	19,527	21,998
Depreciation	403	433	546	493
PBT	1,064	981	1,538	3,224
Tax %

Peer	Last close	1Y change	Mcap ₹Cr	P/E	P/B	ROE	D/E	Rev YoY
YESBANKTHIS Yes Bank Limited	₹20.19	+7.3%	63,139	19.9	1.28	7.1%	—	+11.7%
HDFCBANK HDFC Bank Limited	₹799.9	-58.5%	12,24,457	17.8	2.17	13.8%	—	-1.8%
SBIN State Bank of India	₹1,080.25	+32.3%	10,22,614	12.1	1.73	14.3%	—	+14.5%
ICICIBANK ICICI Bank Limited	₹1,346.8	-4.5%	9,71,609	18.5	2.78	16.4%	—	+66.9%
BAJFINANCE Bajaj Finance Limited	₹908.25	-90.2%	5,70,505	31.7	5.52	17.4%	3.10	+6.4%
AXISBANK Axis Bank Limited	₹1,359.1	+11.1%	4,21,100	16.1	2.03	13.6%	—	+5.7%
KOTAKBANK Kotak Mahindra Bank Limited	₹383.6	-82.9%	3,77,170	20.1	2.24	11.2%	—	+24.2%
BAJAJFINSV Bajaj Finserv Limited	₹1,838.9	-12.6%	2,92,438	30.5	3.81	12.5%	2.38	+24.8%
SHRIRAMFIN Shriram Finance Limited	₹1,036.95	+47.5%	2,45,891	21.5	3.24	15.1%	2.79	+21.4%

ASK AXEL

Dig deeper into YESBANK

Axel can fetch latest news, peer valuation, consensus estimates, insider activity, and concall commentary for YESBANK — all in one sourced reply.

Ask free in chat

Run these tools on YESBANK

Historical return →

"If I had bought YESBANK in year X"

Rolling returns →

Worst/best 1/3/5/7/10-yr windows

Buy-the-dip backtester →

Dip-buying vs SIP on YESBANK

Brokerage + charges →

All-in cost for trading YESBANK

Research tool · not investment advice.

Axel Markets is an information + analytics product. We are not a SEBI-registered Research Analyst (RA) or Investment Adviser (IA). Nothing on this page is a buy, sell, or hold recommendation. Past performance is not indicative of future returns. Verify all data against the authoritative source (NSE, BSE, AMFI, SEBI, company RHP / factsheet) before acting. Daily OHLCV sourced primarily from our NSE bhavcopy ingest (public sec_bhavdata_full CSV), with Stooq as a fallback for historical gaps. Split + bonus adjusted. Excludes dividends. Not a recommendation. Past performance does not predict future returns. For authoritative live quotes see NSE / BSE directly.

Quarter	EPS estimate	EPS actual	Surprise %
-1q	0.28	0.34	+20.0%
-2q	0.25	0.30	+18.4%
-3q	0.10	0.21	+110.0%
-3q	0.20	0.26	+30.0%
-4q	0.19	0.23	+23.2%

Date	Amount
2019-06-03	₹2.00
2018-06-04	₹2.70
2017-05-29	₹2.40
2016-05-30	₹2.00

Metric	2022-FY	2023-FY	2024-FY	2025-FY
Equity capital	5,011	5,751	5,754	6,271
Reserves	-10,757	-10,094	-9,113	-7,564
Borrowings	65,280	71,017	78,863	70,867
Total liabilities	3,18,578	3,55,204	4,06,362	4,24,116
Fixed assets	2,141	2,451	2,866	3,078
CWIP	125	296	357	206
Investments	56,792	83,039	94,772	92,388
Total assets	3,18,578	3,55,204	4,06,362	4,24,116

Metric	2022-FY	2023-FY	2024-FY	2025-FY
CF Operating	23,598	-25,816	9,645	6,386
CF Investing	-14,511	-12,904	-12,431	8,527
CF Financing	8,391	11,450	2,771	-5,651
Net cash flow	17,423	-27,392	-38	9,249
Free cash flow	23,187	-26,608	8,664	5,645

Metric	2025-FY	2024-FY	2023-FY	2022-FY
Net margin %	14.5%	9.2%	7.9%	11.7%
ROE %	-105.2%	-33.4%	-14.6%	-18.5%
ROCE %	34.8%	29.6%	25.0%	22.8%
Debt / Equity	-54.82	-23.48	-16.35	-11.36
Interest coverage	1.1×	1.1×	1.1×	1.1×
Revenue growth YoY	+20.4%	+49.2%	+2.8%	—
Profit growth YoY	+90.4%	+74.7%	-30.8%	—

YESBANKYes Bank Ltd

Price chart · 1M–10Y · daily-close

Stock scorecard

DVM composite · Durability · Valuation · Momentum

Valuation positioning

Monthly seasonality

Monthly return distribution

SWOT analysis

Fundamentals

Pros and cons

Sector-relative context

Quality score · Piotroski F-score

Quarterly results

Annual P&L

Peer comparison · Financial Services

Ask Axel about YESBANK

Recent news

Dig deeper into YESBANK

Run these tools on YESBANK

Technical snapshot

Earnings history + surprises

Dividends + splits history

Stock scorecard

Recent news

SWOT analysis

Fundamentals

Pros and cons

Sector-relative context

Quality score · Piotroski F-score

Quarterly results

Annual P&L

DVM composite · Durability · Valuation · Momentum

Valuation positioning

Monthly seasonality

Monthly return distribution

Balance sheet

Cash flow statement

Ratios

Peer comparison · Financial Services